Fire & allied perils
Provides coverage to buildings, furniture, general equipment, machinery, merchandise and any object that can be affected in case of fire, earthquake, explosion and any other accidental catastrophic event that can damage your property.
Business interruption due to fire
If a business has to interrupt activity due to an event covered in the Fire & Allied Perils policy, this coverage guarantees payments of lost profit and fixed expenses, usually up to a limit.
Burglary & theft
Covers items lost due to theft or burglary, with or without violence, that are within the sites specified on the policy. Sometimes, insurers can agree to include coverage for theft up to a limit.
Fidelity
It covers theft, robbery or fraud caused by one (or several) company employees.
Money insurance
This policy covers money (cash or checks) while in transit within Ecuador.
Auto
Auto insurance covers partial or total loss caused to your motor vehicle by accident or theft. It also includes a liability policy. Insurers often offer additional benefits such as on-road assistance, legal assistance, a substitute car, among others.
Liability
It covers involuntary loss to third parties, as a consequence of an event caused by the insured object.
Hull marine
Covers a vessel’s partial or total loss including its equipment. It also covers rescue expenses.
Aviation
This insurance covers damage or loss that can happen to an aircraft.